01ATTOH · financepartial
FX + Crypto Business Accounts & Banking Rails
Provides FX and crypto business accounts and banking rails for UK SMEs, enabling onboarding via partner due diligence.
Live · portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html6 parts · 2 probe-verified
ATTOH LTD (Companies House 14079382)portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html
02What it is
The facts, from the register.
| Product | FX + Crypto Business Accounts & Banking Rails |
| Register key | fx-crypto-business-accounts |
| Owner | ATTOH LTD (Companies House 14079382) |
| Live at | portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html · HTTP 200 on 9 September 2026 |
| Price | priced at launch |
| Built from | 6 register parts, 6 live, 2 probe-verified |
| Listed | 14 August 2026 |
What it does
FX + crypto business accounts and banking rails for UK SMEs — onboarded with intelligence-grade due diligence that goes deeper than a bank's KYC, through regulated partner rails.
Runs on
DB Pay / FT Pay — SME KYB onboarding intake
BCB — regulated banking / KYC-KYB-AML rail
FT Pay — FX + crypto business accounts rail
DB Pay (DBEX) — FX + crypto business accounts rail
Source: estate register (products, product_parts, builder_blocks) · deploy probe 9 September 2026Evidence live
03The frameWhat this buyer's profession checks
We will measure it against the FCA Consumer Duty.
Three checks a buyer in this field applies, whether or not they name the standard. We use them as the frame for everything that follows.
Check 1
Products that deliver good outcomes
Check 2
Fair value shown, not asserted
Check 3
Customers able to understand what they bought
Frame chosen by BRG as a summary of the FCA Consumer Duty. Verify the wording with the body before external use.No accreditation is claimed
04Why it's better · 1 of 6Check 2 · fit for purpose
The job as the register describes it.
UK SMEs with FX or crypto exposure get de-banked or refused at KYC, with no explanation and no route back.
Who carries it
UK SMEs with FX or crypto exposure.
Source: register pain_point · audienceThe problem, stated plainly
05Why it's better · 2 of 6Check 2 · fit for purpose
What it does instead.
Provides FX and crypto business accounts and banking rails for UK SMEs, enabling onboarding via partner due diligence.
FX + crypto business accounts and banking rails for UK SMEs — onboarded with intelligence-grade due diligence that goes deeper than a bank's KYC, through regulated partner rails.
The parts doing the work
DB Pay / FT Pay — SME KYB onboarding intake
Premium "better-than-a-bank" redesign + fix of a submit-blocking bug where the three company-document uploads were never bound (bindUploads only ran o
BCB — regulated banking / KYC-KYB-AML rail
BCB (crypto-banking partner) runs the regulated KYC/KYB/AML/sanctions for the FX+crypto accounts offering (Craig 2026-06-30). BRG = clean-collection +
FT Pay — FX + crypto business accounts rail
FT Pay = business FX + crypto payment partner; BRG onboards its clients into FT Pay accounts via the live KYB onboarding + deep-DD. STAGED: onboarding
DB Pay (DBEX) — FX + crypto business accounts rail
DB Pay (= DBEX) = business FX + crypto payment partner (sibling of FT Pay; the onboarding form serves p=both). Same live KYB onboarding + deep-DD feed
Source: register purpose, public_blurb, product_parts joined to builder_blocks4 of 6 parts shown
06Why it's better · 3 of 6Check 1 · controls
Proof it exists, not a roadmap.
200
HTTP status of portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html on 9 September 2026 · real-content-verified
2/6
register parts verified by probe
50%
readiness, register-computed
Open portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html during the talk. Anything the deck claims should be visible there.
Source: register deploy_probe_code, deploy_probed_at, product_parts.verified_by_probeProbed, not promised
07Why it's better · 4 of 6Against the market, honestly
Where we lead, and where we don't.
Category: finance. Nearest rivals: DIY using bank + crypto exchange + internal compliance, In‑house compliance specialist, Specialist compliance agency, FX + crypto SaaS platform (e.g. Wise + Coinbase); strongest is In‑house compliance specialist. Our edge: We provide FX + crypto business accounts and banking rails through FT Pay, DB Pay (DBEX) with BCB as the regulated banking/KYC/KYB/AML rail, run a free deep‑DD pre‑screen (9 layers) plus sanctions/PEP screening, only onboard clients that pass BCB checks, and handle KYB onboarding via the portal form – all delivered by our AI agents so you neither buy software nor hire staff. How we beat them: LinkedIn Sponsored Content and targeted email to UK finance directors; wedge: we handle compliance and account setup so you need no software or staff; hook: Get your FX & crypto business account ready and compliant, done-for-you. Source: product_market_analysis, analyst gtm-loop-worker; rivals re-checked against the product's own promise 2026-08-29.
Not independently sourced This verdict was written from an analysis whose only source was the model itself, not scraped competitors (analyst gtm-loop-worker). Treat the competitor names and positions as a working hypothesis until the market research is re-run; do not quote them to a buyer.
Source: register vs_competitionNamed competitors are the register's, not the presenter's
08Why it's better · 5 of 6Check 2 · fit for purpose
Built for one kind of buyer.
UK SMEs with FX or crypto exposure.
Source: register audience, serves_nichesOne buyer, not everyone
09Why it's better · 6 of 6Price is part of the scope
What it costs, in one line.
Not in the register yet a price. This slide stays blank until the register carries it; nothing here is invented.
Buying route
Payment on enquiry
software
Scope named on the next slides, so the price has a boundary
Source: register price_gbp, billing_interval, pricing_basis, payment_link_activeNo hidden rate card
10What's inside
The parts, with their verification state.
| Part | Category | State | Verified |
|---|
| DB Pay / FT Pay — SME KYB onboarding intake | full-stack | live_wired | |
| BCB — regulated banking / KYC-KYB-AML rail | integration | staged | |
| FT Pay — FX + crypto business accounts rail | integration | staged | |
| DB Pay (DBEX) — FX + crypto business accounts rail | integration | staged | |
| OFSI / HMT sanctions | data | live_wired | |
| Counterparty Credit + Sanctions/PEP/UBO Panel | full-stack | live_wired | |
Source: product_parts joined to builder_blocks · 6 of 6 shown probe-verified not yet
11Why packaging matters
Bought as a price.
Delivered as a scope.
What the buyer hears
a price
A number to compare with the last number.
the gap
disputes · churn
unpaid work
What the provider means
A scope
6 parts, some verified, some not, plus everything that is excluded.
Packaging is the instrument that makes the scope as visible as the price.Thesis
12Why packaging matters
Five things a package does that a price cannot.
1Scope becomes visible. The parts are named, so nothing is assumed.
2Boundaries are explicit. What is outside is written down before the first invoice.
3It is auditable. A package is a documented process, which is what the FCA Consumer Duty looks for.
4Buyers compare like for like. A referral needs a defined thing to refer.
5Switching fear drops. The move is inside the package, not a project bolted on the front.
Source: BRG packaging doctrine; frame from slide 3Packaging = a compliance instrument
13This packageCut by what each part does
FX + Crypto Business Accounts & Banking Rails, as a package.
full-stack
DB Pay / FT Pay — SME KYB onboarding intake
Premium "better-than-a-bank" redesign + fix of a submit-blocking bug where the three company-document uploads
live_wiredCounterparty Credit + Sanctions/PEP/UBO Panel
deal_counterparty wired to LIVE covenant_company (score/band by company_no) + sanctions/PEP/UBO. RPC add_count
verifiedintegration
BCB — regulated banking / KYC-KYB-AML rail
BCB (crypto-banking partner) runs the regulated KYC/KYB/AML/sanctions for the FX+crypto accounts offering (Cra
stagedFT Pay — FX + crypto business accounts rail
FT Pay = business FX + crypto payment partner; BRG onboards its clients into FT Pay accounts via the live KYB
stagedDB Pay (DBEX) — FX + crypto business accounts rail
DB Pay (= DBEX) = business FX + crypto payment partner (sibling of FT Pay; the onboarding form serves p=both).
stageddata
OFSI / HMT sanctions
Sanctions list — PROTECT screening. Wired.
verifiedSource: product_parts grouped by builder_blocks.category3 groups
14Anatomy of the packageOn one page · 6 items of work left, filed
A package reads like a control document.
Inside the scope
- OFSI / HMT sanctions
- Counterparty Credit + Sanctions/PEP/UBO Panel
Evidenced, and how
- Live URL probed: HTTP 200 on 9 September 2026
- 2 parts probe-verified, latest 16 July 2026
- Register row updated with every probe
Outside the scope today · work left
- No build gap recorded in the register
- 4 parts still to verify by probe
- 2 register fields to fill (vs_competition_unsourced, price_gbp)
Who signs, and where the work sits
- ATTOH LTD owns the product and the data layer
- 0 build packets proposed · 6 management items pending
- Change log kept in the register
Source: product_parts (inside), deploy and part probes (evidenced), v_deck_work_left (work left; filed to manager_work and build_packets by deck_work_left_sync)One page
15Across the family
Where it hands over.
A1 Elitea1elite.pages.dev
Accounts & Filingattoh.tech/accounts-law/
AddressSnapattoh.digital/snap/addresssnap/
ATTOHFX + Crypto Business Accounts & Banking Railsportal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html
AIEmploymentattoh.tech/aiemployment/
AIFreightaifreight.uk
AITransportaitransport.uk
Source: register rows sharing client_key attohOne house, many doors
16Close
Three things to take back to your desk.
One
Open the URL on slide 6. Test it before you trust it.
Two
The parts and their verification state are on slide 10.
Three
A package is a compliance instrument, not a price list.
See it live
portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html
Talk to us
via portal.smegrowthteam.com/tools/dbpay-ftpay-onboarding.html
ATTOH LTD (Companies House 14079382)ATTOH